At a glance, boat insurance seems more complicated than, say, car insurance. There is dinghy insurance, yacht insurance, cruiser insurance, speedboat insurance which may also include towing toys or water skiing cover, to name just a few. In reality though, boat insurance works in the same manner as car insurance, where the insurer undertakes the risks of marine losses and the difference in boat types just relates to different information the insurer asks you to provide. There are two major types of boat insurance, Fully Comprehensive (covers your vessel as well as the third party) and Third Party only (TPO). Just like car insurance, boat insurance is designed to cover substantial losses and comes with an excess to discourage small claims.

Cover My Boat has developed a sophisticated and easy to use quote engine that provides you, our customer, with an instant boat insurance quote. Just choose your boat type and follow the five simple steps of the quote process. You can pay instantly for your quote online, which means you can be covered straight away. If we are unable to provide you with intant cover, you can save the quote and our friendly and reliable team will contact you within 24 hours.